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	<title>Fly Fishing Secrets</title>
	<atom:link href="http://www.flyfishingsecretsonline.com/feed" rel="self" type="application/rss+xml" />
	<link>http://www.flyfishingsecretsonline.com</link>
	<description>Articles and related topics on fly fishing.</description>
	<pubDate>Sun, 07 Mar 2010 09:49:28 +0000</pubDate>
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		<title>Article Marketing And Internet Marketing Go Hand In Hand</title>
		<link>http://www.flyfishingsecretsonline.com/Article-Marketing-And-Internet-Marketing-Go-Hand-In-Hand.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Article-Marketing-And-Internet-Marketing-Go-Hand-In-Hand.htm#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:49:28 +0000</pubDate>
		<dc:creator>Rick </dc:creator>
		
		<category><![CDATA[holiday]]></category>

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		<description><![CDATA[Article Marketing And Internet Marketing

Internet marketing and article marketing are not the same thing, because internet marketing is a broad concept with many smaller concepts beneath it, and article marketing is one of those smaller facets of internet marketing. The reason why these two concepts go hand in hand is because no internet marketing campaign [...]]]></description>
			<content:encoded><![CDATA[<p>Article Marketing And Internet Marketing<br />
<span id="more-3292"></span><br />
Internet marketing and article marketing are not the same thing, because internet marketing is a broad concept with many smaller concepts beneath it, and article marketing is one of those smaller facets of internet marketing. The reason why these two concepts go hand in hand is because no internet marketing campaign is complete without some form of article marketing. Internet marketing and article marketing go hand in hand because using articles to market yourself, your website or your affiliate products is absolutely vital in creating a complete internet marketing solution.</p>
<p>There are numerous different types of internet marketing that you can take advantage of to get your name out there. However, most forms of internet marketing have costs of some sort, because advertising is not free. That is, advertising is not free unless you are advertising through article marketing.<br />
This unique form of marketing was popular long before ecommerce was a big thing. For as long as mass print methods have been available, businesses have been marketing themselves through article creation, by offering something of value to print medium like widely read newspapers in exchange for a byline or a small advertisement. When it comes to ecommerce and internet marketing, article marketing is an excellent means for getting information out there and creating powerful links back to your website or affiliate products.</p>
<p>When it comes to article marketing, there are numerous benefits and features to consider.</p>
<p>- This form of marketing creates powerful links from popular websites back to your website or affiliate products. The more links you have coming to your website from other sources, the more powerful your website will be in search engine page listings like Google.</p>
<p>- By providing value in the articles that you create, you will be establishing yourself as a trusted authority on the keywords, niches or subjects that you are writing about. When readers know they can count on you for real, honest information, they will keep coming back for more.</p>
<p>- By adding a byline or resource box to your content you will be giving potential customers a way to contact you after reading your valuable content. Not only will this create powerful links, but it will also help connect additional traffic to your website that you would not normally be able to get.</p>
<p>- By creating articles optimized for search engines you will be improving your overall traffic and even your overall page rank by submitting to content sites with high page ranks and authority.</p>
<p>For these reasons, it is absolutely vital that article marketing be a facet of any internet marketing plan that you put together. While there may be a variety of different ways to market your internet site, one of the most powerful is to use valuable, easy to read article content with a call to action for readers who appreciate your work to visit your website for more information, products, a newsletter, and so on and so forth.</p>
<p> <a href=http://articles.ricthings.com>Article Marketing </a></p>
<p>Submitted By <a href='http://www.webpromotionsystems.com/submitter/'>www.webpromotionsystems.com Article Submission Service<br /><iframe src='http://www.webpromotionsystems.com/show.php?z=1&#038;pl=16&#038;shape=1&#038;rl=10' width='480' height='70' marginwidth='0' marginheight='0' hspace='0' vspace='0' frameborder='0' scrolling='no'></iframe></a></p>
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		<item>
		<title>Miles Credit Card Truth Be Told</title>
		<link>http://www.flyfishingsecretsonline.com/Miles-Credit-Card-Truth-Be-Told-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Miles-Credit-Card-Truth-Be-Told-.htm#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:49:27 +0000</pubDate>
		<dc:creator>graham </dc:creator>
		
		<category><![CDATA[teens]]></category>

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		<description><![CDATA[This article describes the truth about miles credit card offers, what they offer and how they can help consumers.

Miles credit cards also known as airline credit cards and frequent flyer credit cards are becoming more and more popular all the time. The reason is that the cardholder of a miles credit card is given reward [...]]]></description>
			<content:encoded><![CDATA[<p>This article describes the truth about miles credit card offers, what they offer and how they can help consumers.</p>
<p><span id="more-3291"></span><br />
Miles credit cards also known as airline credit cards and frequent flyer credit cards are becoming more and more popular all the time. The reason is that the cardholder of a miles credit card is given reward points when they use their miles credit cards. These accumulated points can be transferred into airline tickets, hotel stays, and car rentals. </p>
<p>Today you can find a variety of miles credit card offers by several different companies and all of them will offer wonderful incentives to get your business. Not only are the rewards different for each miles credit card but so are the terms and conditions and the miles per dollar spent. Be sure to investigate every miles credit card before you apply to ensure that you understand the minimum number of air miles you must accumulate before you can redeem them for any rewards that are offered.  </p>
<p>A miles credit card is really great for people that travel all the time for either business or pleasure. If you only fly once or twice a year for a get-a-way, you may discover they are not a big benefit. Every miles credit card has higher interest rates, annual fees and finance charges after the introductory period, than a regular credit card and if you do use your credit card enough you will not be able to enjoy the benefits that are offered. </p>
<p>You also may find that a miles credit card will only allow you to travel with one airline. This can be troublesome if this airline does not travel to all the destinations that you normally frequent. It is best to shop around until you can find a miles credit card that offers flexibility in choosing an airline, low interest rates, low annual fees, and one with the most air miles. </p>
<p>Today you can find a miles credit card that will offer bonus miles or points on your first charge, no annual fee for the first year, and 0&#37; APR on all purchases made during the first 12 months and balance transfers. However, you must read what happens after that introductory special. Many of these miles credit cards charge a yearly fee of around &#36;75 for the membership and 17&#37; percent interest. This may make you step back and see if the miles credit card is really worth the price you pay. You may be able to purchase an airline ticket with the savings from not having a miles credit card. </p>
<p>If you are a frequent traveler, however, the rewards normally outweigh the charges. You will be able to earn points that can be transferred into air miles and enjoy free or discounted flights with the air miles you have earned. This can be great for a free flight to your favorite destination or for a business meeting. Either way, redeeming the points for a hotel stay, a flight or for a car rental will be worth having a miles credit card since you have to fly all the time anyway.</p>
<p><a href=http://www.shebayhebay.com>shebayhebay.com - Name brand Watches, Handbags and Jewelry</a> <a href=http://www.napleshomepage.com> and  NaplesHomePage.com - Naples Florida Homes and Land for sale</a></p>
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		</item>
		<item>
		<title>Is Your Credit Rating Grating</title>
		<link>http://www.flyfishingsecretsonline.com/Is-Your-Credit-Rating-Grating-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Is-Your-Credit-Rating-Grating-.htm#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:49:27 +0000</pubDate>
		<dc:creator>graham </dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a possible lender who may have no other way of knowing.

Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a [...]]]></description>
			<content:encoded><![CDATA[<p>Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a possible lender who may have no other way of knowing.</p>
<p><span id="more-3290"></span><br />
Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a possible lender who may have no other way of knowing.</p>
<p>You may feel that it is pointless to think about buying your own home if you have a less-than-perfect credit rating. However, in-roads can be made into this problem, and with patience you could be house-hunting this time next year&#33; </p>
<p>Let us suppose you feel that your credit rating has been a little &#39;off-color&#39; and that your record is not looking the way you would like it to. Some of us experience bad times, divorces, patches of unemployment, illness - there are many good reasons why a person can have a bad credit history. </p>
<p>Unfortunately these bad times can be mirrored in our credit rating. Failure to pay bills on time, or pay them at all, will be listed in the history.</p>
<p>But now life has been good to you, and things are under control, so how to get rid of all the black marks from previous years&#63; Well, in effect, you can&#39;t&#33; Sorry, that is the bad news - but there is good news too&#33; There are two ways around this problem that are fairly easy.</p>
<p>Some banks will set you up with a way to give you another chance&#33; Many won&#39;t, but there is at least one national bank that will consider helping you. </p>
<p>They will issue you with a credit card that carries a low credit limit of say &#36;200.00 to &#36;500.00 and you will deposit the equivalent sum of money in a new bank account at their bank. </p>
<p>Your money will not be used by you, it will sit there. It is like insurance for the bank. Every month you will use your credit card (make sure you keep a running debt on it), and every month you will pay the card off, or pay the minimum payment or a larger amount. This must be paid on time each month, as you are attempting to prove that you have control over your finances now.</p>
<p>The second way is this&#58; there is a credit card company that is always sending out application forms nationwide; they actually advertise that you don&#39;t need to have a good credit rating to get a credit card with them </p>
<p>If you get one of their cards, and pay off at least your minimum payment every month, you will be building credit. Now that you are trying to re-establish good credit, there are three golden rules. </p>
<p>Pay all your bills. Pay minimum balance when you can&#39;t afford more. If you miss payments, get them up to date and do not let it happen again. i.e. request direct debit payments. </p>
<p>Even the most lenient mortgage lenders require a good credit history for at least a year, so if you follow these tips, you could be on your way to buying a home next year&#33;</p>
<p><a href=http://www.shebayhebay.com>shebayhebay.com - Name brand Watches, Handbags and Jewelry</a> <a href=http://www.napleshomepage.com> and  NaplesHomePage.com - Naples Florida Homes and Land for sale - The information provided was not necessarily authored by Graham Ginsberg and is thought to be reliable, but is not guaranteed to be accurate - No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user.</a></p>
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		<item>
		<title>Repair Credit Score</title>
		<link>http://www.flyfishingsecretsonline.com/Repair-Credit-Score-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Repair-Credit-Score-.htm#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:49:27 +0000</pubDate>
		<dc:creator>graham </dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Credit Score repair plays an important role to wipe off the errors and bad remarks that prevails in your credit score.

Is it necessary to repair credit score&#63;
There are many who are unaware of this answer. Most of us are not even bothered to have a look at our credit report. We just maintain it for [...]]]></description>
			<content:encoded><![CDATA[<p>Credit Score repair plays an important role to wipe off the errors and bad remarks that prevails in your credit score.</p>
<p><span id="more-3289"></span><br />
Is it necessary to repair credit score&#63;</p>
<p>There are many who are unaware of this answer. Most of us are not even bothered to have a look at our credit report. We just maintain it for the sake of it. However such negligence can only result in bad credit rating. This makes it very much important to repair credit score at least once in six months.</p>
<p>Credit Score repair plays an important role to wipe off the errors and bad remarks that prevails in your credit score. Repairing not only helps to wipe off the negative remarks but it also helps to increase the credit score rating. If you have the credit score with bad remarks and errors then it is the best time to repair your credit score and improve your credit score. </p>
<p>Usually credit score ranges from 300-750 but a good credit score is above 700. Many people have their credit score within 600-700, which is regarded as average credit score. If you have credit score that is below 600 it is necessary that you repair it instantly. With the prior repair of credit score you can get more credit flexibility. You know that today&#39;s business places more emphasis on credit simultaneously importance of credit score has also increased. </p>
<p>Credit Repair Service charge you a reasonable fee thereby rendering you valuable services. You can get the best results within 45-50 days. Repairing credit requires great deal of patience and experience. Below are some useful tips that can prove helpful in repairing your credit score.</p>
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		<item>
		<title>The Importance Of Web Traffic</title>
		<link>http://www.flyfishingsecretsonline.com/The-Importance-Of-Web-Traffic.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/The-Importance-Of-Web-Traffic.htm#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:49:27 +0000</pubDate>
		<dc:creator>Rick </dc:creator>
		
		<category><![CDATA[computers]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Web traffic guidelines to live by.

If you have a website then you already know the importance of web traffic. Web traffic is to Internet marketing as location is to real estate. It is the only thing that really matters. If you cannot generate targeted visitors to your site, you will not make any sales.
Usually the [...]]]></description>
			<content:encoded><![CDATA[<p>Web traffic guidelines to live by.</p>
<p><span id="more-3288"></span><br />
If you have a website then you already know the importance of web traffic. Web traffic is to Internet marketing as location is to real estate. It is the only thing that really matters. If you cannot generate targeted visitors to your site, you will not make any sales.</p>
<p>Usually the owner or designer of the website is the person designated to drive web traffic to the site. The chief ingredient in generating web traffic is the search engine. Of course, you can use advertising, but it is going to cost you. Using the search engines to generate targeted (interested in your product) web traffic is the least expensive method known. </p>
<p>Unfortunately, many website owners do not understand the importance of search engine visibility, which leads to web traffic. They place more importance on producing a &quot;pretty&quot; website. Not that this is bad, but it is really secondary to search engine placement. Hopefully, the following list of common mistakes, made by many website owners, will help you generate more targeted web traffic to your site&#8230;after all, is that not what you want.</p>
<p>1. Not using keywords effectively.<br />
This is probably one of the most critical area of site design. Choose the right keywords and potential customers will find your site. Use the wrong ones and your site will see little, if any, web traffic.</p>
<p>2. Repeating the same keywords.<br />
When you use the same keywords over and over again (called keyword stacking) the search engines may downgrade (or skip) the page or site.</p>
<p>3. Robbing pages from other websites.<br />
How many times have you heard or read that &quot;this is the Internet and it is ok&quot; to steal icons and text from websites to use on your site. Do not do it. Its one thing to learn from others who have been there and another to outright copy their work. The search engines are very smart and usually detect page duplication. They may even prevent you from ever being listed by them.</p>
<p>4. Using keywords that are not related to your website.<br />
Many unethical website owners try to gain search engine visibility by using keywords that have nothing at all to do with their website. They place unrelated keywords in a page (such as &quot;sex&quot;, the name of a known celebrity, the hot search topic of the day, etc.) inside a meta tag for a page. The keyword does not have anything to do with the page topic. However, since the keyword is popular, they think this will boost their visibility. This technique is considered spam by the search engines and may cause the page (or sometimes the whole site) to be removed from the search engine listing.</p>
<p>5. Keyword stuffing.<br />
Somewhat like keyword stacking listed above, this means to assign multiple keywords to the description of a graphic or layer that appears on your website by using the &quot;alt=&quot; HTML parameter. If the search engines find that this text does not really describe the graphic or layer it will be considered spam.</p>
<p>6. Relying on hidden text.<br />
You might be inclined to think that if you cannot see it, it doesn&#39;t hurt. Wrong&#8230;. Do not try to hide your keywords or keyword phrases by making them invisible. For example, some unethical designers might set the keywords to the same color as the background of the web page; thereby, making it invisible.</p>
<p>7. Relying on tiny text.<br />
This is another version of the item above (relying on hidden text). Do not try to hide your keywords or keyword phrases by making them tiny. Setting the text size of the keywords so small that it can barely be seen does this.</p>
<p>8. Assuming all search engines are the same.<br />
Many people assume that each search engine plays by the same rules. This is not so. Each has their own rule base and is subject to change anytime they so desire. Make it a point to learn what each major search engine requires for high visibility.</p>
<p>9. Using free web hosting.<br />
Do not use free web hosting if you are really serious about increasing site web traffic via search engine visibility. Many times the search engines will eliminate content from these free hosts.</p>
<p>10. Forgetting to check for missing web page elements.<br />
Make sure to check every page in your website for completeness, like missing links, graphics, etc. There are sites on the web that will do this for free.</p>
<p>This is just a few of the methods and techniques that you should avoid. Do not give in to the temptation that these methods will work for you. They will do more harm than good for your website.</p>
<p>Not only will you spend weeks of wasted effort, you may have your site banned from the search engines forever. Invest a little time to learn the proper techniques for increasing search engine visibility and your net web traffic will increase.</p>
<p> <a href=http://secrets.ricthings.com>Website Secrets</a></p>
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		<title>Heartbroken poem to help you heal</title>
		<link>http://www.flyfishingsecretsonline.com/Heartbroken-poem-to-help-you-heal.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Heartbroken-poem-to-help-you-heal.htm#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:54:06 +0000</pubDate>
		<dc:creator>Rick </dc:creator>
		
		<category><![CDATA[party]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[What you can do to heal a broken heart
If you have ever been through a sad break-up with someone you love, you may have written a heartbroken poem.You may have even written a poem for things like the loss of a pet or a family member, sadness at moving away from your friends, or any [...]]]></description>
			<content:encoded><![CDATA[<p>What you can do to heal a broken heart<span id="more-3287"></span><br />
If you have ever been through a sad break-up with someone you love, you may have written a heartbroken poem.You may have even written a poem for things like the loss of a pet or a family member, sadness at moving away from your friends, or any number of sad life events.  But it seems nothing inspires such sad poetry as a break-up or divorce. Just as few things inspire love poetry quite like being in a happy, loving relationship. </p>
<p>Poetry is an excellent medium for self-expression. Unless you are writing poetry with the hope of having it published one day, you can write poetry however you like.  It does not have to be good poetry. You do not have to understand any of the poetic terms or conventions like rhyme, meter or free verse.  You do not even have to have ever read a really good poem in your life to write a heartbroken poem that can help you feel better and maybe help you heal from the pain of a break-up. </p>
<p>An important early step in getting over a break-up or any sad situation is simply facing the pain . While it might feel better to avoid dealing with the reality of the situation, you cannot really move past it without facing it and feeling the pain, at least for a while.  So facing up to whatever painful situation is happening is necessary. A heartbroken poem can help you deal with those painful feelings when you have split with someone you love. </p>
<p>Do not worry about whether it is good or not.  No one else ever has to read your heartbroken poem.  It is for you and you alone.  Just write down your feelings, as hard as that may be.  You can write in plain language.  Do not try to imitate the poets of the 17th and 18th century.  Write like you talk, and break the lines where it feels natural to you.  In fact, you can start by writing one huge paragraph filled with all your feelings and everything you want to express, just to get it out.  Then you can go back and arrange your thoughts and feelings into a poem. </p>
<p>Once you have written a heartbroken poem, you might want to write more about different parts of the pain. That is good. Get down everything you can, and that will help you to face the pain. Writing the poetry will probably be a very emotional time for you. Do not try to stop it. Just let the pain out and you will be better able to move on. </p>
<p>If you decide you want to share your heartbroken poem, you can show family or friends. Or if you want to share it but not with anyone you know, you can put it online. There are websites designed just for such things. You can upload your poetry for free and let other people know if you want to receive criticism or not. You may decide to not receive comments on your heartbroken poem and just enjoy the fact that you have shared your experience.</p>
<p> <a href=http://ricthings-breakup-makeup.blogspot.com>What you can do to mend a broken heart</a>                </p>
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		<title>Save Money With A Credit Card Balance Transfer</title>
		<link>http://www.flyfishingsecretsonline.com/Save-Money-With-A-Credit-Card-Balance-Transfer-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Save-Money-With-A-Credit-Card-Balance-Transfer-.htm#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:54:04 +0000</pubDate>
		<dc:creator>Graham Ginsberg</dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[This article describes how to save money with a credit card balance transfer.

Around one third of all credit cardholders do not pay off their credit card balances in full each month, which means they are paying interest on the money for their purchases. However, in today
]]></description>
			<content:encoded><![CDATA[<p>This article describes how to save money with a credit card balance transfer.</p>
<p><span id="more-3286"></span><br />
Around one third of all credit cardholders do not pay off their credit card balances in full each month, which means they are paying interest on the money for their purchases. However, in today</p>
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		<title>Credit Card Debt Help Online Comparing Debt Consolidation Services</title>
		<link>http://www.flyfishingsecretsonline.com/Credit-Card-Debt-Help-Online-Comparing-Debt-Consolidation-Services-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Credit-Card-Debt-Help-Online-Comparing-Debt-Consolidation-Services-.htm#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:54:04 +0000</pubDate>
		<dc:creator>Graham Ginsberg</dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Because of the many debt consolidation services available, those seeking credit card debt help may not know which agency to use. The key to locating the best debt consolidation service involves comparing various companies. Each consolidation service has separate criteria. Using the internet, research different companies and find a company that fits your needs.
How Much [...]]]></description>
			<content:encoded><![CDATA[<p>Because of the many debt consolidation services available, those seeking credit card debt help may not know which agency to use. The key to locating the best debt consolidation service involves comparing various companies. Each consolidation service has separate criteria. Using the internet, research different companies and find a company that fits your needs.</p>
<p>How Much Debt Have You Acquired&#63;</p>
<p>Some debt consolidation services prefer working with individuals who have amas&#8230;</p>
<p><span id="more-3285"></span><br />
Because of the many debt consolidation services available, those seeking credit card debt help may not know which agency to use. The key to locating the best debt consolidation service involves comparing various companies. Each consolidation service has separate criteria. Using the internet, research different companies and find a company that fits your needs.</p>
<p>How Much Debt Have You Acquired&#63;</p>
<p>Some debt consolidation services prefer working with individuals who have amassed a large amount of debt, whereas others favor those with smaller debt amounts.</p>
<p>Before researching different services, gather all your credit card statements and tally the total debt. Next, search for consolidation services that offer help to individuals with similar debt totals. For example, if your credit card debt totals &#36;5,000, do not apply with companies that require a minimum debt of &#36;10,000.</p>
<p>Is the Consolidation Service Non-Profit&#63;</p>
<p>There are two types of online debt consolidation services. If a service is not a non-profit, they will likely charge an upfront or monthly fee. Thus, a small portion of your monthly payment will go toward paying their service fee.</p>
<p>If possible, choose a non-profit debt consolidation service. These companies do not profit from their client&#39;s misfortune. Instead, they obtain funding from other sources.</p>
<p>What is the Company&#39;s Reputation&#63;</p>
<p>Choosing a reputable company is the hardest part. Prior to applying, conduct ample research on a particular debt consolidation company. To begin, search online consumer reports for any complaints against a company. Furthermore, several debt consolidation informative websites offer a list of several reputable companies.</p>
<p>In addition, online makes comparing debt consolidation services much easier. Many sites offer side-by-side comparisons of at least three consolidation services. This way, you can review each services requirement and choose the one best suited for you.</p>
<p>How to Apply with a Debt Consolidation Service</p>
<p>Applying with a consolidation service is easy. Online applications will request detail information pertaining to debts and income. It is important to list all debts on the application. Upon review, the consolidation service negotiates better rates with current creditors, and establishes a repayment plan. Reduced interest rates and waived late fees make it possible to become debt free in three to seven years.</p>
<p><a href=http://www.shebayhebay.com>shebayhebay.com - Name brand Watches, Handbags and Jewelry</a> - Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user.</p>
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		<title>Fraud Prevention Credit Card Dos And Donts</title>
		<link>http://www.flyfishingsecretsonline.com/Fraud-Prevention-Credit-Card-Dos-And-Donts-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Fraud-Prevention-Credit-Card-Dos-And-Donts-.htm#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:54:04 +0000</pubDate>
		<dc:creator>Graham Ginsberg</dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[What is better than cash&#63; Stolen credit card is the answer. The situation worsen since the introduction of online shopping. 
As such, it&#39;s wise to be proactive in preventing such thing from happening to you. Furthermore, the responsibility always lies with credit card holders to safeguard their credit cards.

What is better than cash&#63; Stolen credit [...]]]></description>
			<content:encoded><![CDATA[<p>What is better than cash&#63; Stolen credit card is the answer. The situation worsen since the introduction of online shopping. </p>
<p>As such, it&#39;s wise to be proactive in preventing such thing from happening to you. Furthermore, the responsibility always lies with credit card holders to safeguard their credit cards.</p>
<p><span id="more-3284"></span><br />
What is better than cash&#63; Stolen credit card is the answer. The situation worsen since the introduction of online shopping. </p>
<p>As such, it&#39;s wise to be proactive in preventing such thing from happening to you. Furthermore, the responsibility always lies with credit card holders to safeguard their credit cards.</p>
<p>Here is a list of important Do&#39;s and Don&#39;ts to safeguard your credit card.</p>
<p>DO&#8230;<br />
-Always treat your cards like cash.</p>
<p>-Keep your card number confidential.</p>
<p>-Sign up your new cards as soon as they arrive and cut up the old cards when they expire.</p>
<p>-Sign your credit card in permanent ink as soon as you receive it.</p>
<p>-When making a purchase, ensure that the salesperson processes your transaction in your presence.</p>
<p>-Check your card when it is returned to you by the cashier to ensure that it is yours and that it has not been tampered with any way.</p>
<p>-Total your charge slip before signing in, as blank spaces serve as an invitation for unscrupulous individuals to ass additional amounts.</p>
<p>-Always retain your receipts so that you can check them against your statement.</p>
<p>-If unfamiliar transactions are posted on your statement, inform your card issuer straight away.</p>
<p>-Keep your statements in a safe place - they contain sensitive information.</p>
<p>-Before discarding old statements, even of closed accounts, shred them into small pieces.</p>
<p>-Inform the card issuer when you are travelling overseas.</p>
<p>-Notify card issuer of any change of address, so new cards/statements are not sent to the old mailing address.</p>
<p>-Should your card be stolen or is lost, inform card issuer immediately. Always keep card issuer contact number at hand.</p>
<p>-Only provide your SSN(Social Security Number) and credit card information to parties with whom you have initiated the call.</p>
<p>DON&#39;T&#8230;<br />
-Never allow anyone else to use your card. It is yours and yours alone.</p>
<p>-Never write your personal identification number(PIN) on your credit card.</p>
<p>-That way you can avoid any unauthorized cash withdrawals from the automated teller machine(ATM)</p>
<p>-Do not give any credit card information to individuals soliciting sales over the phone.</p>
<p>-If you receive calls from a party claiming to be your card issuer and the caller requests for your account number, do not give it. If the call is from your card issuer, the caller would know your account number.</p>
<p>-Do not sign a blank charge slip, draw a line through the lines above the total amount and destroy any carbon and cancelled receipts immediately.</p>
<p>-Do not leave expired card lying around.</p>
<p><a href=http://www.shebayhebay.com>shebayhebay.com - Name brand Watches, Handbags and Jewelry</a> - Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user.</p>
<p>Submitted By <a href='http://www.webpromotionsystems.com/submitter/'>www.webpromotionsystems.com Article Submission Service<br /><iframe src='http://www.webpromotionsystems.com/show.php?z=1&#038;pl=16&#038;shape=1&#038;rl=10' width='480' height='70' marginwidth='0' marginheight='0' hspace='0' vspace='0' frameborder='0' scrolling='no'></iframe></a></p>
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		<title>Negative Credit Can Affect Your Job Search</title>
		<link>http://www.flyfishingsecretsonline.com/Negative-Credit-Can-Affect-Your-Job-Search-.htm</link>
		<comments>http://www.flyfishingsecretsonline.com/Negative-Credit-Can-Affect-Your-Job-Search-.htm#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:54:03 +0000</pubDate>
		<dc:creator>Graham Ginsberg</dc:creator>
		
		<category><![CDATA[teens]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Many employers run credit checks before hiring new employees.

Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job&#63; Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention.
The military has been doing this [...]]]></description>
			<content:encoded><![CDATA[<p>Many employers run credit checks before hiring new employees.</p>
<p><span id="more-3283"></span><br />
Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job&#63; Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention.</p>
<p>The military has been doing this for years for personnel that require a security clearance.  They run background checks with local police, the FBI, and financial institutions.  The military does not want to grant a security clearance to individuals with a history of bad credit.  This would make them a risk of stealing classified material and selling it to cover their debt.</p>
<p>Add in the current sub-prime lending mess and thousands of foreclosures, you can see why employers are concerned that their new employees have pristine credit.  No one wants to hire someone that may be a risk due to huge credit card debt or a mortgage in default.</p>
<p>According to the Fair Credit Reporting Act (FCRA), which is enforced by the Federal Trade Commission (FTC) and your state Attorney General, an employer must get your permission to look at your credit report. If you don</p>
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